Modernize P&C Insurance, End to End
Transform policy, billing, claims, and underwriting with a partner that combines deep P&C domain expertise with certified delivery across Guidewire, Duck Creek, and Majesco.
Working alongside the people who carry the risk
Across property and casualty you find underwriters pricing exposures nobody has modelled before, adjusters making decisions that reach a family on the worst day of their year, and actuaries defending numbers to a regulator. The work is exacting long before a technology choice enters it.
Alongside them you find our practitioners — the consultants, engineers, and quality specialists who configure, integrate, and keep current the core systems that carry policy, claims, and billing. We bring certified platform depth, the conversion and testing discipline that decides whether a programme lands, and AI built to be explained to a regulator rather than only to a steering committee.
Across the policy lifecycle.
Core platform work, the systems around it, and the run-state capability that keeps both healthy. AI has its own section below.
Core Platform Implementation
Certified delivery on the systems that run the book.
Guidewire, Duck Creek, and Majesco implementation, upgrade, and cloud migration — configuration, integration, conversion, and the go-live support that decides how the programme is remembered.
Policy Administration
Get a product to market this quarter.
Product configuration, rating, forms, and the rules layer, so launching a coverage stops being a release-cycle negotiation.
Claims Systems & Automation
What policyholders actually judge you on.
FNOL intake, assignment, reserving workflow, vendor integration, and the straight-through paths that free adjusters for claims needing judgement.
Billing & Payments
Cash in, correctly, first time.
Billing configuration, payment integration, delinquency workflows, and the reconciliation finance stops trusting the moment it breaks.
Data & Actuarial Analytics
One set of numbers for pricing and reserving.
Warehouses and governed definitions built on core output, so actuarial, finance, and operations stop reconciling three versions of loss ratio by hand.
Digital Distribution & Portals
Agents and policyholders self-serving.
Producer portals, quote and bind journeys, and policyholder self-service connected back into core rather than bolted alongside it.
Integration & API Services
Core to everything else.
Integration across core systems, third-party data, rating services, and the bureau and reinsurance feeds that never match the documentation.
Quality Engineering
Regression coverage that survives an upgrade.
Test strategy and automation for core platforms, so a vendor cloud release is a scheduled event rather than a lost weekend.
Managed Services & Support
Run and improve, under an SLA.
Application support, enhancement backlog, and release management with escalation designed around claim and renewal cycles.
Where AI survives a regulator's question.
Insurance was doing predictive modelling decades before anyone called it AI, and it has the scrutiny to match. These five work because the decision path stays explainable and a person owns anything affecting a policyholder.
Claims Document Intelligence
The FNOL packet, read automatically.
Extraction and classification across loss notices, police reports, estimates, invoices, and photographs — including the faxed and handwritten ones that defeat rules-based tools.
Fraud & Leakage Detection
Patterns rules were never going to catch.
Anomaly models over claim narratives, vendor behaviour, and payment patterns, tuned against your own false-positive economics rather than a vendor default.
Underwriting Submission Triage
Quote the ones worth quoting.
Submission ingestion, data extraction, and appetite scoring so underwriters see fitting business before the broker calls someone else.
Straight-Through Processing
Simple claims that close themselves.
Agents that carry low-complexity claims through validation, reserving, and payment, escalating anything outside a defined envelope to a human.
AI Governance & Model Risk
Explainable to a regulator, not just to you.
Model inventories, bias and adverse-impact testing, documentation, and monitoring aligned to the NAIC model bulletin and the state expectations that follow it.
Core platforms, and the AI that sits on top.
Certified practices on the three core suites that run the P&C market, plus packaged AI where the same problem shows up at every carrier we work with.
Core platform practices
Guidewire
PolicyCenter, ClaimCenter, and BillingCenter — implementation, upgrades, cloud migration, and the integration and QA work that carries a programme past go-live.
Duck Creek
Policy, billing, and claims configuration for carriers that need product changes to ship without waiting on a platform release.
Majesco
Core suite implementation and upgrades, including the data conversion and reporting work that decides how the first renewal cycle goes.
Five categories, five different economics.
A personal lines carrier optimizes expense ratio; a specialty MGA optimizes time to market. The technology overlaps, the priorities barely do. Select yours.
Personal Lines
High volume, low premium, and margins decided by loss ratio and expense ratio rather than by product cleverness. Automation economics are better here than anywhere in insurance.
Claims straight-through processing
Low-complexity claims closed without adjuster touch.
Digital quote and bind
Self-service journeys that finish rather than hand off.
Rating and product speed
Getting a rate change live in weeks, not a release cycle.
Service automation
Endorsements and enquiries handled without a phone call.
Bring us the part that is slipping.
The conversion nobody rehearsed. The integration that will not hold. The regression suite that does not exist, or the claims queue growing faster than headcount. Tell us which one and we will tell you what a first engagement would cover — and what we would leave alone.